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It is incorrect to presume that having an automobile insurance policy is sufficient protection for your car and that there is no further need for you to bother about its maintenance or upkeep. If you read your car insurance policy carefully, you will come across a clause that states that the vehicle must be road worthy at all times.
Simply put, the vehicle must be maintained in such a condition that it can be safely driven on the road without any security or safety issues. If you do not maintain your automobile properly, then this will give an option to the insurance company to claim that the vehicle was not road worthy. Once the insurer makes such an argument, it will be very difficult for you to prove that the vehicle was maintained properly.
If the insurance company succeeds, then it can avoid payment on the claim as you would have violated very important term of the policy. This is the reason why it is very important to maintain the vehicle properly. By maintenance, we are not simply talking about maintaining the outer body. Giving it a wash once in awhile will be enough to keep your car looking good. However, the internal components of the vehicle must be checked at regular intervals and you should take care of the vehicle in a proper manner.
If you have receipts of payments made to mechanics and automobile garage for the work done on the vehicle, it will be sufficient proof that you have maintained the vehicle in the road worthy condition.
It is important to keep in mind that insurance companies will appoint specific mechanics and experts to analyze your vehicle and determine whether it was road worthy or not. Hence, it is not sufficient for you to feel that you have kept the vehicle road worthy. It is also important for the insurance company to be satisfied.
You can find more information about this point and the complexities involved on the World Wide Web. The web also helps you by reducing the cost of your insurance policy. It is not unnecessary for you to finalize the policy online or enter into negotiation online. You can simply make use of multiple insurance quotes to find the cheapest deal.
Once you have this information in your hand, you just have to get in touch with the insurance agent, check out the specific terms and conditions and find out more about the road worthiness requirement of the insurance company before signing on the dotted line.
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